State Sen. Noreen Evans, D-Santa Rosa, left, urges lawmakers to approve her package of home foreclosure bills, "known as the homeowners bill of rights," during a joint legislative committee at the Capitol in Sacramento, Calif., Wednesday, June 27, 2012. The bills, which include a requirement of large lenders to provide a single point of contact for homeowners, and bar lenders from foreclosing while they consider alternatives to foreclosures, are expected to be brought before lawmakers for a full vote by the Legislature on Monday. At right is Attorney General Kamala Harris who supported the legislation. (AP Photo/Rich Pedroncelli)