FILE - In this July 8, 2009 file photo, Rep. Edolphus Towns, D-N.Y. speaks during a committee hearing on Capitol Hill, in Washington. Towns, a former Democratic committee chairman overrode his own subpoena three years ago in an investigation of former subprime lender Countrywide, making it unlikely that House members and staff who received discounted mortgages would be identified. The procedure to keep the names secret was devised by Towns, In 2003, the 15-term congressman had two loans processed by Countrywideís VIP section that gave discounts to favored borrowers. (AP Photo/Manuel Balce Ceneta, File)