FILE- In this Tuesday, June 19, 2012, file photo, Jamie Dimon, CEO of JPMorgan Chase, testifies before the House Financial Services Committee on Capitol Hill in Washington. Morgan Stanley, the storied investment bank, reported Thursday, July 19, 2012, that its revenue was down sharply for April through June and its profit missed Wall Street expectations. The report capped a dismal season for the banking industry. This spring was marked by choppy financial markets, concern across the global economy, awkward adjustments to new regulations and one scandal after another. (AP Photo/Jacquelyn Martin, File)